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Bicycle Repair Shop

Business loans on your terms

You know your business. We know business loans. Let us help you make the Right Choice.

We're committed to helping your business access the cost-effective capital to help drive your business to the next level

Business Loans &
Lines Of Credit

How Right Choice Capital Works

Fast and Simple Business Loan Process




Apply Online


By Phone

Our application can be completed online or by phone in under 5 short minutes.

Get Approved

Your dedicated loan advisor will review your business loan offer with you. You make the final decision on which term, amount, and payment schedule best meet your business needs.

Get your funds

Ready to apply?

After final underwriting, receive your funds as soon as the same day. 

Business loans for today’s business realities

How DO 



How Do 



Minimum Qualifications

Credit Score

Time in Business

Monthly Business Revenue 

Business Bank Account


6 months



A Trusted Partner for Business Owners

Applying for a business loan at Right Choice Capital is quick and simple. A business owner can expect supportive, responsive, and hassle-free financing.

We empower you to do what you do best — with customized small business lending options, to help transform your potential business plans into reality.

You’ll have your funds in your bank account as early as the day your loan is approved, and you can pay it back on your schedule to match your specific project timeline.

Frequently Asked Questions

Can I get a business loan if I have bad credit or previous bankruptcy?
We know that a small business is more than just a credit score. A bad credit score doesn’t always mean you can’t qualify for business financing. Our loan underwriting analyzes several data points to assess the creditworthiness of small businesses. This increases the likelihood of approval for business owners who have had difficulty getting approved through other funding sources.

How much will it cost?

The total cost of your business loan will vary based on a number of factors, including your time in business, annual revenue, and cash flow, fico scores (soft pull). All business loan offers are hassle-free and have no obligation. Our business loans are competitive and the terms of the loan are transparent and easy to understand so you’ll always know your cost of capital upfront.

Does a soft credit check affect my personal credit?

A soft credit check or pull doesn't impact your credit scores. Soft credit checks are even less worrisome because you could have many soft inquiries in your credit reports and they still won't impact your credit scores.

What is Same Day Funding?
Same Day Funding is as simple as it sounds. It allows you to receive funds in your account as early as the day you finalize your term loan. There’s no special enrollment and no additional cost.

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